All categories of permanent/regular employees working in the Department of Health and Family Welfare (other than ministerial staff) may become members of the PHECCS. They are allotted ‘A’ class shares. Individuals who are willing to invest money in the deposits of the society are admitted as ‘Associate Members’ and they are allotted ‘B’ class shares. The associate members are not entitled to participate in the management and they have no voting rights.

The following chart indicates the growth of the membership over the last five years:

The drop in membership over the years is due to fact that there is no fresh recruitment in the Department, but there is considerable number of retirement of employees.

On payment of ₹ 100/-, the employee is being admitted as a member. The member is entitled to contribute 5% of his loan amount as share capital and this is how the share capital grows over years. The associate member’s share is ₹ 10, irrespective of his investment. This share is non-refundable. The growth of share capital over the past five years is illustrated in the following chart:

Each member shall subscribe to a thrift deposit, as long as he continues to be a member of the society, subject to the minimum of such amount as may be decided by the general body from time to time. The minimum thrift deposit is ₹ 1000/- now. This forms society’s own funds. On death/resignation/retirement, the member gets back his thrift deposit. Interest @ 8% is paid annually on the thrift deposit at credit of the member. The growth of thrift deposit over the past five years is given below:

Apart from the annual dividend, the member have been given the following benefits.